HSBC Credit Cards

The HSBC credit card is one of the most popular credit cards and HSBC is the bank that is behind many of the cards that consumers are familiar with including the Orchard Bank Classic Master Card, the HSBC Platinum MasterCard with Plus Rewards, the HSBC Platinum MasterCard with Cash Back Rewards and the HSBC Platinum MasterCard. HSBC credit cards are revered as they typically have no annual fees and offer a number of unlimited awards and benefits. The HSBC Platinum MasterCard is a basic credit card that offers 0% rate on purchases and balance transfers.

The HSBC Platinum MasterCard has no annual fee (terms apply)and a 9% introductory APR on card purchases and balance transfers for 12 months. This is a simple credit card for those who aren’t looking for rewards, cash back or need a secured card.

The HSBC Platinum MasterCard with Cash Back offers a full 1% cash back on every single card purchase and has no caps on earnings or point expirations, meaning the card is unlimited. There are no complicated spending requirements in order to access your cash back and there are no tiers you need to climb through. The card has no annual fee and come with 0% introductory APR on card purchases and balance transfers for 12 months (terms apply).

The HSBC Platinum MasterCard with Cash or Fly Rewards enables consumers to enjoy their travel rewards without the traps that many other cards constrict travelers with. You can earn 1 point for every dollar spent and 25,000 points is the equivalent of a domestic roundtrip airfare with a maximum dollar value of $400.00. You can begin redeeming your travel points once you reach 7, 500. With the HSBC credit card you have the freedom to book your own travel ticket or you can use the travel agency provided by HSBC. There are no blackout dates and no earning caps as well as no expiration date for points. There is a 1% cash back option and a 0% introductory APR on card purchases and balance transfers for 12 months with no annual fee (terms apply).

The HSBC Platinum MasterCard with HSBC Plus Rewards allows you to earn 1 point for every dollar spent with your card. You can redeem your earnings for flights and stays at participating hotels, as well as gift cards from popular merchants with unlimited cash back and more. There are no caps on earnings and points never expire. The HSBC Platinum MasterCard with HSBC Plus Rewards has a 0% introductory APR on card purchases and balance transfers for 12 months and no annual fee (terms apply).

Those who have less than perfect credit can take advantage of an HSBC credit card with the HSBC Secured MasterCard. There is a $35.00 annual fee and a credit line that begins with a $300.00 deposit and goes up to $5,000. The HSBC Secured MasterCard includes easy online access to your account 24/7 and is accepted at more than 25 million locations worldwide.

HSBC provides a number of card benefits to those who are card holders including competitive rates and superior customer service. Card holders can register online at the official HSBC site to manage their accounts online. Those who wish to apply for an HSBC credit card will find that the process is easy and simple and can be conducted easily online after registration.

In addition to the HSBC credit card, HSBC has an online savings account called “HSBC Advance” that has a 0.80% Annual Percentage Yield with no monthly fee and no minimum balance requirement.

Choosing a credit card isn’t a decision that should be made lightly. You should always use credit cards responsibly and make certain that you don’t use rewards cards to try and get points if you can’t handle the monthly payments. HSBC credit cards are known for their rewards as well as low fees. Take your time to choose the best HSBC credit card for your needs.